HOT Program — Lease Option Analyzer
Property equity · Tenant-buyer path · Investor ROI
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3-yr net ROI
Deal parameters
Purchase price ($)
Appreciation rate (%)
NROC option fee ($)
5.0% of purchase price
Monthly rent ($)
Rent credits / mo ($)
Monthly cash flow ($)
Year-by-year investor income & gain
| Period | Property value | NROC income | Cumul. cash flow | Cumul. TB credits | Net sale proceeds | Principal paydown | Total investor gain | ROI |
|---|
Investor gain components — 4-period view
Taxes, insurance & mortgage inputs
Annual property taxes ($)
Annual insurance ($)
Conventional rate (%)
Mortgage term (yrs)
Acquisition costs ($)
Rehab costs ($)
DSCR loan rate (%)
DSCR loan term (yrs)
Monthly cash flow & 36-month return by strategy
| Strategy | Monthly rent | Monthly PITI | Monthly cash flow | 36-mo cash flow | Appr. gain Y3 | Total return Y3 |
|---|
Monthly cash flow = rent minus PITI (same as deal overview). Total return = 36-mo cash flow + appreciation gain at Y3 + NROC − cumulative rent credits at Y3.
Monthly PITI breakdown — conventional loan baseline
Why partner with us — by investor profile
Capital requirement vs. overall deal ROI
Investor return by profit split scenario
The table below shows how total deal returns divide between the investing partner and the deal operator under three common profit split arrangements. These scenarios apply to both funding structures and allow investors to evaluate their return relative to capital deployed and preferred partnership terms.